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3 Dangerous Habits You Must Stop Now

Do you write your PIN on your debit card? Have you ever left your smartphone unlocked? Would you throw your bank statements in the trash without shredding them first? Of course not. But nearly half the people worldwide do engage in at least one risky behavior that increases their odds of financial fraud. Here are three surprising habits you need to change so you won’t become a victim.

The #1 Secret to a Richer Retirement

Does your retirement strategy involve researching your family tree looking for a long-lost, wealthy relative? “Life doesn’t work like that,” says one expert with a national brokerage firm. “I’ve been a financial advisor for 16 years, and I have seen one person get an unexpected inheritance. And yes — they did know the rich aunt.”