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How to Spend Less While Giving More

Utilize these helpful tips to rein in your seasonal spending and keep your budget on track!

Social Security Simplified

 1. Being unaware of spousal perks.  The Social Security Administration (SSA) looks kindly upon married seniors, allowing them to choose between the higher of two benefits — their own or up to 50% of their spouse’s full retirement amount.

Take a Bite Out of Dental Costs

Take a seat in the classroom.

Most schools accredited by the American Dental Association have clinics where closely supervised students provide care at reduced costs. It’s a win-win situation, as the students gain valuable experience and you get a discount.

4 Senior Tax Savers to Pump Up Your Piggy Bank

Did you know the IRS gives free tax advice to seniors age 60 and up through its Tax Counseling for the Elderly Program? It’s just one of the ways the federal government tries to help older Americans make ends meet.

3 Things Your Tax Preparer Wants You to Know

Form 1040. The federal government first released this infamous income tax document in 1914. Back then, it came with just a single page of instructions. Americans today need a 117-page booklet to make sense of the tax code.