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6 Simple Steps You Can Take Today to Make You Happier!

Fallen into a rut of negative thinking? It may feel inescapable. But changing your perspective is easier than you may expect if you take a little time for self-reflection.

Prepare Your Home for Holiday Hosting

Be a happy host with tips and tricks to help you get your home ready for holiday hosting on time and on budget. Your guests won’t believe you could do it all!

How to Spend Less While Giving More

Utilize these helpful tips to rein in your seasonal spending and keep your budget on track!

Social Security Simplified

 1. Being unaware of spousal perks.  The Social Security Administration (SSA) looks kindly upon married seniors, allowing them to choose between the higher of two benefits — their own or up to 50% of their spouse’s full retirement amount.

Take a Bite Out of Dental Costs

Take a seat in the classroom.

Most schools accredited by the American Dental Association have clinics where closely supervised students provide care at reduced costs. It’s a win-win situation, as the students gain valuable experience and you get a discount.