How to Create a Simple, Effective Budget



Budgeting is a great way to stick to your financial goals, but if you’ve never made a budget before, it can seem intimidating.


The simplest budget you can make is called the 50/30/20 budget. 50% for needs, 30% for wants, and 20% for savings. This is called a zero-based budget, so that means you should have 0 dollars available at the end of the month because you have given every single dollar a purpose!


Try it out and watch your savings grow!



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  • FC&A Staff Writer