Get the Best Deals on Gift Cards!



  1. A membership at Sam’s Club, Costco, or BJ’s Wholesale Club means you can buy gift cards from them at discounted prices. For example, $75 worth of gift cards for Darden restaurants (like Olive Garden and Longhorn) sells online for $71.98 through Sam’s Club.
  2. Use the loyalty points you’ve earned from a retailer, your bank, or credit card company to pay for gift cards. Even frequent flier card miles can be redeemed this way.
  3. Purchase a gift card using a rewards credit card. Not only will you give a great gift, but you get to earn cash back and other perks. Read the fine print on your credit card to make sure gift cards qualify.
  4. Buy your cards from a retailer that offers you some incentive. Kroger, for example, lets you earn gas points from gift card purchases.
  5. Visit a website designed specifically to buy, sell, or swap gift cards — Card Cash ( and Gift Card Granny ( are good examples. After holidays like Christmas, Mother’s Day, and Valentine’s Day, these sites are swamped with good deals!

For more ways to save, don’t forget to grab your copy of The Fixed Income Answer Book for Seniors!


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    • FC&A Staff Writer